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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 480-332-5659.
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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"Ryan is a true professional in every way."
"To say we are happy would not do justice to the service you provided."
"K&T Dawsen"
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 Compare
three mortgages at one time. Download TripleCalc now. It's
free. |
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Let Me Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation.  As a top Scottsdale, Paradise Valley and North Phoenix real estate agent, I make it my business to be aware of every local home or property on the market. I even know of properties that will be available, but have yet to formally be placed on the market.
I have direct access to the Arizona MLS (Multiple Listings Service), and also to every other agents in the area and all of their listings.
If you give me some idea of what you are looking for, I will personally review all my sources of real estate listing information and send you everything within your price range that matches your criteria. I can save you a great deal of time!
This is a totally free service, and there is no obligation. It's part of my job to offer services like this to homebuyers.
Probably the most important document for buyers is the Buyer Advisory, provided by the Arizona Department of Real Estate and the Arizona Association of REALTORS®
 Tell me what you are looking for! It's my job to know every property in Scottsdale, Paradise Valley and North Phoenix, even ones not listed online. My personal search for you is FREE and without obligation. Please give me as many details as possible...
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Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
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| Q |
What was the location for the classic silent movie scene where Harold LLoyd dangles from a huge clock high above the city?
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| A |
That scene from "Safety Last"was filmed at the Brockman Building, one block south of the Biltmore Hotel in Los Angeles. |
 See More Real Estate Trivia > |
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Ryan M. Ney
RE/MAX Fine Properties
21000 N Pima Road
Suite 100
Scottsdale, AZ 85255
Direct: 480-332-5659
Office: 480-792-9500
Toll Free: 888-471-9500
Email: Ryan@RealScottsdaleHomes.com
Ryan was born and raised here in the Valley of the Sun and, as a result, has a unique perspective on the valley and what it has to offer. He has a business management degree from Arizona State as well as the ability to think outside the box when a situation requires a unique and innovative solution. Whether you are new to the market, thinking of moving up, or even an experienced investor, Ryan has the expertise, the energy, the enthusiasm and the access to resources to help you achieve your goals.    
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